Loan Modification
CAN BE DONE IN ALL 50 STATES!
Fannie Mae allows banks to modify loans BEFORE owner defaults
Loan Modification in Nevada or whatever state you happen to reside in, is when a lender is approached with a propostition package and asked to modify the loan terms for a client so that they can have time to recover financially or better afford to keep their home.
The Key is: You must "want to keep your home", because loan modification is not a free service. Now, the loan modification specialist will help you prepare a package for a Free analysis, which will allow you to see if you can qualify for this service before they ever ask for the fee. So, this is the number one question, "Do you Want to Save your home?" If so, have you experienced a hardship? Loss of job, less hours, Adjustable rate loan that you cant afford, divorce, death, etc...for example. This may be a very good alternative for you. You will need to contact a professional to analyze for FREE whether you are a probable candidate to get your loan modification and allow you to save your home!
Contact Elizabeth Hammack at 702-604-1659 or email bethatc21@aol.com and read below for more information on the
professionals that can help you and how the process works
Attention Homeowners:
Are you currently behind in your mortgage payments?
Are you facing foreclosure?
Is your lender helping you? or being abusive?
Are you living your day-to-day lives full of worries and sleepless nights?
Do you wish you could somehow "fix" your home loan?
Are you afraid that you could lose your home overnight?
There is a solution!
If you cant qualify for a refinance because of:
High Mortgage Balance - Mortgage Lates - Bad Credit - Hardship - Adjustable Rate - Low Income - Excessive Debt
There is a legal group that will negotiate with your lender to modify your loan(s). These on-site attorneys have established relationships with virtually every major lender in the country. When an attorney is involved, lenders are much more responsive. this can make the difference between saving your home and losing it.
They can negotiate for any of these possible solutions:
Principal loan reduction
Reduction of interest rate
Forgiveness of Past Due Amounts
Lower the monthly payments
Fix the adjustable rate
Foregiveness of loan
A FREE analysis is always prepared first to make sure you want to take the action and that you will qualify for the action before any fees are collected. This is just one option to save your home from foreclosure.
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Our legal staff will work with you throughout the entire modification process. They will help you prepare a hardship letter, gather all required documentation and keep you updated during the negotiation and proposal stage of your note modification. We know what a stressful and anxious time this can be and we will do our best to keep you in the loop all the way through till modification agreement. |
A complete modification proposal, including debt analysis and property evaluation is submitted to the bank's loss mitigation department.
When the bank receives a full and complete package, including all the information required up front, it allows them the opportunity to immediately review the file and make an informed decision about your modification. Our proposals are compiled in such a way that it makes the lender say yes to a modification agreement.
Our staff compiles, processes and prepares your complete file.
Client Testimonial
Honest Evaluation - We will honestly analyze your predicament in order to help provide you with the clearest and best resolution for your problem.
Straight Talk - We aren't going to sugar coat anything for you. We are going to evaluate your situation and tell you exactly where you stand and what we can do to help you resolve it.
The fees start at around $2495, and are based on price of the loan. The higher the loan, the higher the loan modification fees are and the more loans that need to be negotiated can also effect your loan modification fess. This is a small price to pay for the amazing results that have been obtained.
Contact Elizabeth Hammack @ 703-604-1659 for Nevada Loan Modifications, Las Vegas Loan Modifications, Henderson Nevada Loan modifications, High end loan modifications, etc
HUD website
other options for owners facing foreclosure or hardship
995Hope.org
Home Ownership Preservation Foundation
HUD approved Couseling Organizations
Help for Owners Facing Foreclosure
Federal Housing Administration
Neighborworks
A national nonprofit organization created by Congress to provide financial support, technical assistance, and training for community-based revitalization efforts.
I cant make my payments